Transaction Monitoring Market Size & Share Analysis - Growth Trends & Forecasts (2025 - 2030)

The report covers Global AML Transaction Monitoring Solution Market Share and it is segmented by Component (Solution and Services) and Geography (North America, Europe, Asia-Pacific, Latin America, and Middle-East and Africa). The market size and forecasts are provided in terms of value (USD million) for all the above segments.

Transaction Monitoring Market Size & Share Analysis - Growth Trends & Forecasts (2025 - 2030)

Transaction Monitoring Market Size

Transaction Monitoring Market Summary
Study Period 2019 - 2030
Base Year For Estimation 2024
Forecast Data Period 2025 - 2030
CAGR 15.10 %
Fastest Growing Market Asia Pacific
Largest Market North America
Market Concentration Low

Major Players

Transaction Monitoring Market Major Players

*Disclaimer: Major Players sorted in no particular order

Compare market size and growth of Transaction Monitoring Market with other markets in Technology, Media and Telecom Industry

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Transaction Monitoring Market Analysis

The Transaction Monitoring Market is expected to register a CAGR of 15.1% during the forecast period.

  • Transaction monitoring data is primarily used to submit Suspicious Activity Reports (SARs) and other reporting duties in compliance with several AML and counter-terrorist financing (CTF) regulations. Financial regulators worldwide are beginning to make transaction monitoring a legal necessity.
  • Machine learning and artificial intelligence will ultimately be beneficial for the market. Such cutting-edge technologies provide a higher level of security and protect the user's sensitive information. Advanced analytics offers protection and safety against preventative hazards; as a result, this will boost the reputation of transaction monitoring technology internationally.
  • Businesses conducting e-commerce must use secure payment gateways and adhere to the most recent and stringent laws and guidelines for conducting business and receiving payments online. This is a crucial aspect influencing the transaction monitoring market's growth rates.
  • The SMEs category is anticipated to grow more quickly throughout the projection period due to increasing data protection regulations and a lack of expensive security solutions within the payment network infrastructure.
  • The expansion of the transaction monitoring market needs to be improved by the need for more trained and skilled IT workers and the growing difficulty of maintaining cross-border compliance.

As more people purchase online using credit cards and other online payment methods, increasing the opportunity for hackers to act, the outbreak of COVID-19 was a significant factor in the decline in the growth of the transaction monitoring industry.

Transaction Monitoring Industry Overview

The transaction monitoring market is fragmented in nature, and the major players have employed various methods, including introducing new products, expansions, mergers, and acquisitions, among others, which may result in the emergence of a highly competitive market.

In September 2022, FICO announced and granted eleven new patents related to fraud, artificial intelligence (AI)/machine learning (ML), and digital decisioning. The latest 11 patents focus on various software solutions, fraud analytics, and enhanced machine learning algorithms to help its customers build responsible and effective AI decisioning systems leveraging purpose-built AI and ML algorithms.

Transaction Monitoring Market Leaders

  1. Oracle Corporation

  2. SAS Institute Inc.

  3. Fair Isaac Corporation (FICO)

  4. Protiviti Inc.

  5. IBM Corporation

  6. *Disclaimer: Major Players sorted in no particular order
Transaction Monitoring Market competive logo1.jpg
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Transaction Monitoring Market News

  • Nov 2022: NetGuardians announced that it extended its NG|Screener platform and applied it to money-laundering transaction monitoring. AML transaction monitoring solution integrates both internal and external sources of data to look for anomalies in behavior, where the new solution has the potential to transform the antiquated AML approaches and bring effectiveness and efficiency to financial institutions. In order to increase operational effectiveness and reduce expenses, it monitors massive quantities of transactions with extreme accuracy and a marked reduction in false warnings.
  • Oct 2022: SAS Institute Inc. partnered with Neterium and Orange Bank to achieve real-time sanctions screening in the cloud. In contrast, built-in AI and advanced screening technologies improve detection relevance and allow analysts to monitor a holistic, real-time view of AML risk.

Transaction Monitoring Market Report - Table of Contents

1. INTRODUCTION

  • 1.1 Study Assumptions and Market Definition
  • 1.2 Scope of the Study

2. RESEARCH METHODOLOGY

3. EXECUTIVE SUMMARY

4. MARKET INSIGHTS

  • 4.1 Market Overview
  • 4.2 Industry Attractiveness - Porter's Five Forces Analysis
    • 4.2.1 Bargaining Power of Suppliers
    • 4.2.2 Bargaining Power of Consumers
    • 4.2.3 Threat of New Entrants
    • 4.2.4 Intensity of Competitive Rivalry
    • 4.2.5 Threat of Substitute Products
  • 4.3 Assessment of Impact of COVID-19 on the Industry

5. MARKET DYNAMICS

  • 5.1 Market Overview
  • 5.2 Market Drivers
    • 5.2.1 Advancement in Transaction Monitoring Solution incorporating AI and ML
    • 5.2.2 Increasing Stringent Regulatory Compliance
  • 5.3 Market Restraints
    • 5.3.1 High Percentage of False Positives with Current Software Solutions
  • 5.4 Overview of Information-Sharing Structures across regions (US - 314(b), UK - Joint Money Laundering Intelligence Taskforce (JMLIT), etc.)
  • 5.5 Technology Enablers for More Effective Information Sharing (Including initiatives and approaches of vendors such as Verafin, Fintel, etc.)

6. MARKET SEGMENTATION

  • 6.1 Component
    • 6.1.1 Solutions
    • 6.1.2 Services
  • 6.2 Geography
    • 6.2.1 North America
    • 6.2.2 Europe
    • 6.2.3 Asia-Pacific
    • 6.2.4 Latin America
    • 6.2.5 Middle-East and Africa

7. COMPETITIVE LANDSCAPE

  • 7.1 Company Profiles
    • 7.1.1 Fair Isaac Corporation (FICO)
    • 7.1.2 SAS Institute Inc.
    • 7.1.3 Oracle Corporation
    • 7.1.4 Protiviti Inc.
    • 7.1.5 IBM Corporation
    • 7.1.6 Fidelity National Information Services Inc. (FIS)
    • 7.1.7 BAE Systems PLC
    • 7.1.8 Infrasoft Technologies
    • 7.1.9 Beam Solutions Inc.
    • 7.1.10 Experian PLC
    • 7.1.11 ACTICO GmbH
  • *List Not Exhaustive

8. INVESTMENT ANALYSIS

9. MARKET OPPORTUNITIES AND FUTURE TRENDS

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Transaction Monitoring Industry Segmentation

Transaction monitoring is the process of keeping track of customer transactions, which includes analyzing past and present customer interactions and information to paint a whole picture of consumer behavior. Transfers, deposits, and withdrawals are examples of this.

The Transaction Monitoring Market is segmented by Component (Solution and Services) and Geography (North America, Europe, Asia-Pacific, Latin America, and Middle-East and Africa). The market sizes and forecasts are provided in terms of value (USD million) for all the above segments.

Component Solutions
Services
Geography North America
Europe
Asia-Pacific
Latin America
Middle-East and Africa
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Transaction Monitoring Market Research FAQs

What is the current Transaction Monitoring Market size?

The Transaction Monitoring Market is projected to register a CAGR of 15.1% during the forecast period (2025-2030)

Who are the key players in Transaction Monitoring Market?

Oracle Corporation, SAS Institute Inc., Fair Isaac Corporation (FICO), Protiviti Inc. and IBM Corporation are the major companies operating in the Transaction Monitoring Market.

Which is the fastest growing region in Transaction Monitoring Market?

Asia Pacific is estimated to grow at the highest CAGR over the forecast period (2025-2030).

Which region has the biggest share in Transaction Monitoring Market?

In 2025, the North America accounts for the largest market share in Transaction Monitoring Market.

What years does this Transaction Monitoring Market cover?

The report covers the Transaction Monitoring Market historical market size for years: 2019, 2020, 2021, 2022, 2023 and 2024. The report also forecasts the Transaction Monitoring Market size for years: 2025, 2026, 2027, 2028, 2029 and 2030.

Transaction Monitoring Software Industry Report

Statistics for the 2025 Transaction Monitoring market share, size and revenue growth rate, created by Mordor Intelligence™ Industry Reports. Transaction Monitoring analysis includes a market forecast outlook for 2025 to 2030 and historical overview. Get a sample of this industry analysis as a free report PDF download.