印度财产和意外伤害保险市场 - 增长、趋势、COVID-19 影响和预测(2022 - 2027 年)

印度的财产和意外伤害保险市场可以按产品类型(火灾、海洋、航空、工程、汽车、责任等)进行细分。按分销渠道(直营、代理、银行、经纪人、小额保险代理等分销渠道)

市场快照

property and casualty Insurance Market in India
Study Period: 2018-2027
Base Year: 2021
CAGR: 6 %
 commercial property insurance market

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市场概况

预计印度的财产和意外伤害保险在预测期内的增长率为 6%。

尽管由于大流行而充满挑战,但 Covid-19 导致财产和意外伤害保险公司实现了适度增长。在大流行期间,火灾保险的保费显着增长,但海事、汽车和其他保险类别的保费在 2020-21 财年略有下降。

印度的保险密度和渗透率多年来一直在上升。2020 财年,总保险深度从 GDP 的 3.2% 增加到 4.2%,非人寿保险深度从 2020 财年 GDP 的 0.94% 增加到 1%。2020 年保险密度稳定在 78 美元的水平. 预计财产险将成为经济开放的主要受益者之一,特别是随着贸易活动的改善,对汽车和车辆保险的需求增加。预计未来十年汽车行业的强劲增长将提振汽车保险市场。预计昂贵的电动汽车的上涨将增加印度汽车保险的平均保费。相似地,产险数字化发行和线上渠道增长有望持续增长。网络聚合器在数字保险中的份额不断增加,网络聚合器和数字渠道将成为未来数字保险的主要来源。

Scope of the report

Property and Casualty Insurance is the type of coverage that protects the policyholder's things and property such as home, car, and other belongings. It also includes liability coverage which protects you if you’re found legally responsible for an accident that causes injuries to another person or damages to their property. This report aims to provide a detailed analysis of the Property and Casualty insurance market in India. It focuses on the market dynamics, emerging trends in the segments, the future of markets, and insights into various product types. Also, it analyses the key players and the competitive landscape in the Property and Casualty insurance market in India. The Property and Casualty Insurance Market in India can be segmented by Product Type (Fire, Marine, Aviation, Engineering, Motor, Liability, and Others). By Distribution Channel (Direct Business, Agents, Bank, Brokers, Micro-Insurance Agents, and Other Distribution Channel)

By Product Type
Fire Insurance
Marine Insurance
Aviation Insurance
Engineering Insurance
Motor Insurance
Liability Insurance
Others
By Distribution Channel
Direct Business
Agents
Banks
Brokers
Micro-Insurance Agents
Other Distribution Channel

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主要市场趋势

受疫情影响,火险增长显着

火险板块在财险板块中增速最高。多年来,该细分市场呈现出一致的增长率。2013-14 财年为火灾保险承保的毛保费为 736.263 亿印度卢比,而 2020-21 财年已达到 2011.289 亿印度卢比。全年增长超过27%。其他保险分部,如海上保险的总承保保费收缩 1.25%,虽然汽车保险分部在印度财产和意外伤害保险中的份额最大,但汽车保险总承保保费下降 1.68%,至 67,792.19 千万卢比。 2020-21。

property insurance market

2021年除海险以外的重大财产险理赔率下降

已发生赔付率是指保险公司支付的总赔款金额与一个财政年度收取的总保费金额之比。它表明保险公司支付保险索赔的财务能力。索赔比率高于 100 表示保险公司为索赔支付的费用高于收到的保费。2020-21 年,车险、火灾险的理赔率大幅下降,表明保险公司在这些领域的盈利能力较高,而海上保险的理赔率则有所上升。

India P&C insurance industry

竞争格局

印度的财产和意外伤害保险竞争激烈。大量公共和私营部门保险公司在市场上运营。在印度的一般保险市场中,共有 34 家公共和私营部门与外国合伙保险公司合作。所有 4 家公共部门保险都是市场上的大玩家,而 ICICI Lombard General Insurance、Bajaj Allianz General Insurance、Reliance General Insurance、HDFC Ergo 等私人保险公司在毛保费的基础上占有重要的市场份额。

竞争格局

印度的财产和意外伤害保险竞争激烈。大量公共和私营部门保险公司在市场上运营。在印度的一般保险市场中,共有 34 家公共和私营部门与外国合伙保险公司合作。所有 4 家公共部门保险都是市场上的大玩家,而 ICICI Lombard General Insurance、Bajaj Allianz General Insurance、Reliance General Insurance、HDFC Ergo 等私人保险公司在毛保费的基础上占有重要的市场份额。

Table of Contents

  1. 1. INTRODUCTION

    1. 1.1 Study Assumptions and Market Definition

    2. 1.2 Scope of the Study

  2. 2. RESEARCH METHODOLOGY

  3. 3. EXECUTIVE SUMMARY

  4. 4. MARKET INSIGHTS AND DYNAMICS

    1. 4.1 Market Overview

    2. 4.2 Market Driver

    3. 4.3 Market Restraints

    4. 4.4 Insight on Technologial Adoption in the Market

    5. 4.5 Porters 5 Force Analysis

      1. 4.5.1 Threat of New Entrants

      2. 4.5.2 Bargaining Power of Buyers/Consumers

      3. 4.5.3 Bargaining Power of Suppliers

      4. 4.5.4 Threat of Substitute Products

      5. 4.5.5 Intensity of Competitive Rivalry

    6. 4.6 Insight on Various Government Regulations in the Market

    7. 4.7 Impact of Covid 19 on market

  5. 5. MARKET SEGMENTATION

    1. 5.1 By Product Type

      1. 5.1.1 Fire Insurance

      2. 5.1.2 Marine Insurance

      3. 5.1.3 Aviation Insurance

      4. 5.1.4 Engineering Insurance

      5. 5.1.5 Motor Insurance

      6. 5.1.6 Liability Insurance

      7. 5.1.7 Others

    2. 5.2 By Distribution Channel

      1. 5.2.1 Direct Business

      2. 5.2.2 Agents

      3. 5.2.3 Banks

      4. 5.2.4 Brokers

      5. 5.2.5 Micro-Insurance Agents

      6. 5.2.6 Other Distribution Channel

  6. 6. COMPETITIVE LANDSCAPE

    1. 6.1 Company Profiles

      1. 6.1.1 The New India Assurance Co Ltd

      2. 6.1.2 United India Insurance Company Ltd

      3. 6.1.3 HDFC Ergo General Insurance

      4. 6.1.4 National Insurance Company Ltd

      5. 6.1.5 ICICI Lombard General Insurance

      6. 6.1.6 Bajaj Allianz General Insurance

      7. 6.1.7 The Oriental Insurance Co. Ltd.

      8. 6.1.8 Cholamandalam MS General Insurance Co. Ltd.

      9. 6.1.9 IFFCO Tokio General Insurance Co. Ltd.

      10. 6.1.10 Reliance General Insurance Co. Ltd.

      11. 6.1.11 SBI General Insurance Co. Ltd.

    2. *List Not Exhaustive
  7. 7. MARKET OPPORTUNITIES AND FUTURE TRENDS

  8. 8. DISCLAIMER

**Subject to Availability

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Frequently Asked Questions

The Property and Casualty Insurance Market in India market is studied from 2018 - 2027.

The Property and Casualty Insurance Market in India is growing at a CAGR of 6% over the next 5 years.

The New India Assurance Co Ltd, United India Insurance Company Ltd, HDFC General Insurance, National Insurance Company Ltd, ICICI Lombard General Insurance, Bajaj Allianz General Insurance are the major companies operating in Property and Casualty Insurance Market in India.

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