Fintech Market Report - Industry Analysis, Size & Growth Insights (2025 - 2030)

The Fintech Industry Report is Segmented by Service Proposition (Money Transfer and Payments, Savings and Investments, Digital Lending and Lending Marketplaces, Online Insurance and Insurance Marketplaces, and Other Service Propositions) and by Geography (Europe, North America, Asia-Pacific, Latin America, and Middle East and Africa). The Report Offers Market Size and Forecasts for the Fintech Market in Value Terms (USD) for all the Abovementioned Segments.

Fintech Market Report - Industry Analysis, Size & Growth Insights (2025 - 2030)

Fintech Market Size

Fintech Market (2024 - 2029)
Study Period 2020 - 2030
Market Size (2025) USD 356.73 Billion
Market Size (2030) USD 686.85 Billion
CAGR (2025 - 2030) 14.00 %
Fastest Growing Market Asia Pacific
Largest Market North America
Market Concentration Medium

Major Players

Fintech Market Major Players

*Disclaimer: Major Players sorted in no particular order

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Fintech Industry Analysis

The Fintech Market size is estimated at USD 356.73 billion in 2025, and is expected to reach USD 686.85 billion by 2030, at a CAGR of greater than 14% during the forecast period (2025-2030).

In the financial industry, fintech stands for financial technology. In businesses that offer automated and enhanced financial services, fintech refers to computer programs and other contemporary technologies. The fintech industry overview shows that the sector has developed significantly over time, which has caused businesses to become more customer focused. It is, therefore, difficult to find a position among the many businesses that exist worldwide, which range from startups to tech enterprises to well-established businesses. As the fintech market size grows, fintech and financial service organizations have pursued disruptive and new ideas in an ever-changing business landscape, taking up each other's lanes with either a collaborative or a competing attitude. 

Multiple crises have served as a driving force behind the growth of the fintech industry. Fintech investments have been rising since the last global financial crisis. The traditional financial services sector was severely pressed both during and after the crisis, and its weaknesses led to a technological reaction that resulted in the sector's expansion. According to the fintech market research report the COVID-19 pandemic also had a disastrous effect on the global economy, which started the recession. The fintech industry developed more quickly because of this crisis. Large financial institutions collaborated with up-and-coming tech firms in response to the pandemic to gain access to the new market. The fintech business is growing even though companies themselves are looking to collaborate with big banks to broaden their clientele and offerings. 

In recent years, numerous fintech subtypes, such as Insurtech, RecTech, payment services, and others, have been employing cutting-edge technologies customized for certain industries or roles. The degree of execution attained in an organization's plan is becoming more significant now that the fintech sector is more than just a fad. The financial technology industry is experiencing rapid growth on its technological side. There has been an increased adoption of technology that allows for better accuracy, efficiency, and agility, such as blockchain, process automation, application programming interface (API), robotics, and data analytics in the financial technology industry. 

Fintech Industry Overview

The global fintech market is dynamic and evolving, driven by ongoing technological innovation, changing consumer preferences, regulatory developments, and strategic partnerships among various industry players. Global fintech companies in the market include Ant Financials, Atom Bank, SoFi, Paypal, and Coinbase.

Fintech Market Leaders

  1. Ant Financial

  2. Adeyn

  3. Coinbase

  4. Robinhood

  5. PayPal

  6. *Disclaimer: Major Players sorted in no particular order
Global Fintech Market Concentration
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Fintech Market News

  • March 2023: MANGOPAY and PayPal expanded their long-term strategic collaboration to give marketplaces instant access to PayPal's international payment capabilities.
  • May 2022: Mastercard announced cooperation with Synctera, a renowned FinTech banking service. The firms collaborated to supply account validation solutions for Synctera-powered FinTechs using Mastercard's open banking platform.
  • March 2022: Envestnet partnered up with Productfy, a developer of a business-to-business fintech platform. With this collaboration, fintech creators using Productfy's platform would have direct access to Envestnet via a single interface.

Fintech Market Report - Table of Contents

1. INTRODUCTION

  • 1.1 Study Assumptions and Market Definition
  • 1.2 Scope of the Study

2. RESEARCH METHODOLOGY

3. EXECUTIVE SUMMARY

4. MARKET INSIGHTS AND DYNAMICS

  • 4.1 Market Overview
  • 4.2 Market Drivers
    • 4.2.1 Rise of Digital Payments
    • 4.2.2 Rising Investments in FinTech Firms
  • 4.3 Market Restraints
    • 4.3.1 Intense Competition
    • 4.3.2 Increasing Cybersecurity Risks
  • 4.4 Market Opportunites
    • 4.4.1 Evolving Blockchain Technology and Cryptocurrency
    • 4.4.2 Collaboration with Traditional Financial Institutions
  • 4.5 Value Chain Analysis
  • 4.6 Industry Attractiveness - Porter's Five Forces Analysis
    • 4.6.1 Threat of New Entrants
    • 4.6.2 Bargaining Power of Buyers/Consumers
    • 4.6.3 Bargaining Power of Suppliers
    • 4.6.4 Threat of Substitute Products
    • 4.6.5 Intensity of Competitive Rivalry
  • 4.7 Insights into Technological Innovations in the Market
  • 4.8 Impact of COVID-19 on the Market

5. MARKET SEGMENTATION

  • 5.1 By Service Proposition
    • 5.1.1 Money Transfer and Payments
    • 5.1.2 Savings and Investments
    • 5.1.3 Digital Lending and Lending Marketplaces
    • 5.1.4 Online Insurance and Insurance Marketplaces
    • 5.1.5 Other Service Propositions
  • 5.2 By Geography
    • 5.2.1 North America
    • 5.2.1.1 United States
    • 5.2.1.2 Canada
    • 5.2.1.3 Rest of North America
    • 5.2.2 Europe
    • 5.2.2.1 United Kingdom
    • 5.2.2.2 Germany
    • 5.2.2.3 France
    • 5.2.2.4 Spain
    • 5.2.2.5 Rest of Europe
    • 5.2.3 Latin America
    • 5.2.3.1 Brazil
    • 5.2.3.2 Argentina
    • 5.2.3.3 Mexico
    • 5.2.3.4 Rest of Latin America
    • 5.2.4 Asia-Pacific
    • 5.2.4.1 China
    • 5.2.4.2 India
    • 5.2.4.3 Japan
    • 5.2.4.4 South Korea
    • 5.2.4.5 Rest of Asia-Pacific
    • 5.2.5 Middle East and Africa
    • 5.2.5.1 United Arab Emirates
    • 5.2.5.2 Saudi Arabia
    • 5.2.5.3 Rest of Middle East and Africa

6. COMPETITIVE LANDSCAPE

  • 6.1 Market Concentration Overview
  • 6.2 Company Profiles
    • 6.2.1 Ant Financials
    • 6.2.2 Zhong An International
    • 6.2.3 Atom Bank
    • 6.2.4 Paypal
    • 6.2.5 SoFi
    • 6.2.6 CoinBase
    • 6.2.7 Robinhood
    • 6.2.8 Adyen
    • 6.2.9 N 26
    • 6.2.10 Ally Financials
    • 6.2.11 Oscar Health
    • 6.2.12 Klarna
    • 6.2.13 Avant*
  • *List Not Exhaustive

7. MARKET FUTURE TRENDS

8. DISCLAIMER AND ABOUT US

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Fintech Industry Segmentation

The term fintech (financial technology) is used to refer to computer programs and other modern technologies used by different businesses that offer automated and improved financial services.  

The global fintech market can be segmented based on service proposition and geography. By service proposition, the financial technology industry is segmented into money transfer and payments, savings and investments, digital lending and lending marketplaces, online insurance and insurance marketplaces, and other service propositions. By geography, the market is segmented into Europe, Asia-Pacific, North America, Latin America, and the Middle East and Africa. The fintech market research report offers fintech market size and forecasts in value terms (USD) for all the above-mentioned segments. 

By Service Proposition Money Transfer and Payments
Savings and Investments
Digital Lending and Lending Marketplaces
Online Insurance and Insurance Marketplaces
Other Service Propositions
By Geography North America United States
Canada
Rest of North America
Europe United Kingdom
Germany
France
Spain
Rest of Europe
Latin America Brazil
Argentina
Mexico
Rest of Latin America
Asia-Pacific China
India
Japan
South Korea
Rest of Asia-Pacific
Middle East and Africa United Arab Emirates
Saudi Arabia
Rest of Middle East and Africa
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Fintech Market Research FAQs

How big is the Global Fintech Market?

The Global Fintech Market size is expected to reach USD 356.73 billion in 2025 and grow at a CAGR of greater than 14% to reach USD 686.85 billion by 2030.

What is the current Global Fintech Market size?

In 2025, the Global Fintech Market size is expected to reach USD 356.73 billion.

Who are the key players in Global Fintech Market?

Ant Financial, Adeyn, Coinbase, Robinhood and PayPal are the major companies operating in the Global Fintech Market.

Which is the fastest growing region in Global Fintech Market?

Asia Pacific is estimated to grow at the highest CAGR over the forecast period (2025-2030).

Which region has the biggest share in Global Fintech Market?

In 2025, the North America accounts for the largest market share in Global Fintech Market.

What years does this Global Fintech Market cover, and what was the market size in 2024?

In 2024, the Global Fintech Market size was estimated at USD 306.79 billion. The report covers the Global Fintech Market historical market size for years: 2020, 2021, 2022, 2023 and 2024. The report also forecasts the Global Fintech Market size for years: 2025, 2026, 2027, 2028, 2029 and 2030.

Fintech Industry Report

The fintech market is projected to grow significantly in the coming years, driven by the adoption of advanced technology in financial institutions. Fintech companies provide a range of services, including payment processing, P2P lending platforms, fraud detection, and blockchain technology. The integration of AI and machine learning in fintech enhances fraud detection, customer service, and personalization of financial services. The adoption of cloud computing in fintech optimizes operations and fuels market growth. However, data privacy and security concerns may hamper market growth. The market is segmented by technology, with blockchain holding the largest share due to its high security and transparency. The market is also segmented by application, with fraud monitoring capturing the largest share due to the real-time monitoring of financial transactions. Statistics for the fintech market share, size and revenue growth rate, created by Mordor Intelligence™ Industry Reports. Fintech analysis includes a market forecast outlook and historical overview. Get a sample of this industry analysis as a free report PDF download.