What is the current size of the US buy now, pay later market?

The market was valued at USD 170.32 billion in 2025 and is projected to reach USD 367.85 billion by 2030. Read More

Which channel is expanding fastest in BNPL?

In-store, point-of-sale BNPL is forecast to grow at 19.7% CAGR between 2025 and 2030, outpacing online growth. Read More

Why is healthcare seen as a key growth vertical for BNPL?

Rising out-of-pocket medical costs and the need for immediate financing are driving a 20.4% CAGR in healthcare BNPL through 2030. Read More

How are banks competing with fintechs in BNPL?

Banks embed installment plans into existing cards and mobile apps, leveraging low funding costs and trusted brands while growing at a 21.8% CAGR. Read More

What regulatory risks face BNPL providers?

The CFPB’s evolving stance on applying credit-card rules to BNPL and diverse state proposals introduce compliance costs that could slow growth. Read More

Are delinquencies a major concern for BNPL firms?

Yes. Around 30% of BNPL installments were past due in early 2025, prompting providers to tighten underwriting and diversify revenue sources. Read More

US Buy Now Pay Later Services Companies

This report lists the top US Buy Now Pay Later Services companies based on the 2023 & 2024 market share reports. Mordor Intelligence expert advisors conducted extensive research and identified these brands to be the leaders in the US Buy Now Pay Later Services industry.