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秘鲁财产和意外伤害保险市场 - 到 2022 年的全球趋势、行业竞争力和预测

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财产和意外伤害保险合同涵盖财产损失或损坏或其他类型的责任。在财产和意外伤害保险下,大多数商业保险包括以下类型 -

— 财产损失相关:这包括锅炉和机械保险、杂物清除保险、建筑商风险保险、玻璃保险、业务中断保险、法律保险等

— 伤亡或责任相关:这包括错误和遗漏保险(此类保险中最受欢迎的是与网络风险相关的快速新兴保险类别)、医疗事故保险、汽车保险(发展中和新兴经济体的唯一市场收入来源) )、董事和高级职员责任保险和工人赔偿保险。

 

以下趋势定义了财产和意外伤害保险市场的利润丰厚的机会:

1.最高增长率:保险业中这个利润丰厚且增长迅速的子领域拥有最快的增长率之一。在 2008-2012 年的经济危机之后,观察到人寿保险在复苏期间(2013 年开始)的增长率低于财产险的增长率,后者与 GDP 同步增长,在典型的周期性周期中处于有利周期保险市场。

2.各子行业的盈利能力,取决于各自的宏观经济因素:截至 2015 年,该行业的全球综合成本率为 98.6%。P&C 在发达市场利润丰厚,但尚未在多个亚太地区和南美市场首次亮相。这意味着原始市场,再加上一些地区预测的强劲企业增长,使我们相信财产和意外伤害保险将成为保险市场中增长率最高的市场之一。目前,汽车保险推动了新兴经济体的增长,但没有足够的商业基础设施来使其他更复杂的责任保险类型成为主流。

3.保险行业的趋势:保险子行业的技术颠覆、风险动态的变化以及非典型的资本准入机会以不同的方式影响了财产险行业的子行业,使得一些机会比其他机会更好。

报告范围

Mordor Intelligence 的主要产品

市场规模

今年世界上最赚钱的行业之一的价值是多少?到 2022 年,它的价值是多少?行业规模按其最赚钱的子垂直领域(包括:财产险、L&H、汽车、D&O、灾难、网络风险)进行细分,并提供地理上的详细见解。

行业趋势和市场动态

宏观经济、微观经济,甚至是意料之外的因素,按影响程度排列,影响全球保险市场。其中包括帮助企业顺应潮流的驱动因素、最终可能阻碍的障碍以及潜在的机会,然后才被竞争对手利用。

技术中断

数据和分析是(再)保险市场不可或缺的组成部分。基于公司在价值链中的地位以及公司对未来的愿景和使命,Mordor 提供该领域最相关的创新(运营、技术、颠覆性等)。

资本趋势和指标

(再)保险领域、跨地区和行业子垂直领域的资本准入如何变化?影响因素有哪些

这种资本交换?如何整合这些见解以促进短期目标?

比赛概况

这是报告中最全面的部分,涉及价值链中相关点的竞争。

提供了按市场地位划分的公司竞争分析。覆盖范围包括再保险公司、替代资本来源、传统保险公司(按子细分市场详尽列出)以及利用技术和创新的初创公司。报告的这一部分有助于对各自公司的战略进行合理和公正的详细概述,并阐明公司如何以及为什么要适应他们预见到的未来机遇和挑战,同时还要在 P&C 的现有结构环境中竞争保险产品和服务市场。

 

 

1. Executive Summary

2. Research Methodology

3. Peru P&C Insurance Industry Outlook

                3.1 GDP and Economic Activity

                3.2 Consumer Confidence

                3.3 Inflation

                3.4 Employment Rate

                3.5 Interest Rates

                3.6 Household Wealth

                3.7 Growth in Services

                3.8 Growth in Manufacturing

4. Peru Regulatory Environment, Insurance and Insurance Investment Laws and Key Policy Initiatives

5. Peru P&C Market Dynamics

                5.1 Drivers

                5.2 Restraints

                5.3 Opportunities

                5.4 Challenges

                5.5 Technological Innovations (Includes Blockchain)

                5.6 Alternative Capital on the RIse

6. Peru P&C Market Segmentation

                6.1 Property Insurances

                                6.1.1 Business Owners Policy (Property damage insurances, Loss of income due to damage insurances, others)

                                                6.1.1.1 Market Size (USD million)

                                                6.1.1.2 Total Direct Premiums (USD million), Historical and Future Trends

                                                6.1.1.3 Most Costly Insurance Losses by Years (USD million)

                                                6.1.1.4 Claims Payments (USD billion), Historical and Future Trends

                                                6.1.1.5 Capital Structure

                                                                6.1.1.5.1 Investment Income

                                                                6.1.1.5.2 Net Income & Return on Equity

                                                                6.1.1.5.3 Returns on Surplus

                                                                6.1.1.5.4 Portfolio Allocation (Between Bonds, Shares, Real Estate & Between Public Sector Bonds & Private Sector Bonds)

                                                                6.1.1.5.5 Average Real Net Investment Return, by Type of Insurer

                                6.1.2 Umbrella Policy

                                                6.1.2.1 Market Size (USD million)

                                                6.1.2.2 Total Direct Premiums (USD million), Historical and Future Trends

                                                6.1.2.3 Most Costly Insurance Losses by Years (USD million)

                                                6.1.2.4 Claims Payments (USD billion), Historical and Future Trends

                                                6.1.2.5 Capital Structure

                                                                6.1.2.5.1 Investment Income

                                                                6.1.2.5.2 Net Income & Return on Equity

                                                                6.1.2.5.3 Returns on Surplus

                                                                6.1.2.5.4 Portfolio Allocation (Between Bonds, Shares, Real Estate & Between Public Sector Bonds & Private Sector Bonds)

                                                                6.1.2.5.5 Average Real Net Investment Return, by Type of Insurer

                6.2 Liability Insurances

                                6.2.1 Worker's Compensation Policy

                                                6.2.1.1 Market Size (USD million)

                                                6.2.1.2 Total Direct Premiums (USD billion), Historical and Future Trends

                                                6.2.1.3 Claims Payments (USD billion), Historical and Future Trends

                                                6.2.1.4 Capital Structure

                                                                6.2.1.4.1 Investment Income

                                                                6.2.1.4.2 Net Income & Return on Equity

                                                                6.2.1.4.3 Returns on Surplus

                                                                6.2.1.4.4 Portfolio Allocation (Between Bonds, Shares, Real Estate & Between Public Sector Bonds & Private Sector Bonds)

                                                                6.2.1.4.5 Average Real Net Investment Return, by Type of Insurer

                                6.2.2 Automobile Insurance Policy

                                                6.2.2.1 Market Size (USD million)

                                                6.2.2.2 Total Direct Premiums (USD billion), Historical and Future Trends

                                                6.2.2.3 Claims Payments (USD billion), Historical and Future Trends

                                                6.2.2.4 Capital Structure

                                                                6.2.2.4.1 Investment Income

                                                                6.2.2.4.2 Net Income & Return on Equity

                                                                6.2.2.4.3 Returns on Surplus

                                                                6.2.2.4.4 Portfolio Allocation (Between Bonds, Shares, Real Estate & Between Public Sector Bonds & Private Sector Bonds)

                                                                6.2.2.4.5 Average Real Net Investment Return, by Type of Insurer

                                6.2.3 Errors and Omissions Insurance Policy (Includes Cyber Liability Insurance)

                                                6.2.3.1 Market Size (USD million)

                                                6.2.3.2 Total Direct Premiums (USD billion), Historical and Future Trends

                                                6.2.3.3 Claims Payments (USD billion), Historical and Future Trends

                                                6.2.3.4 Capital Structure

                                                                6.2.3.4.1 Investment Income

                                                                6.2.3.4.2 Net Income & Return on Equity

                                                                6.2.3.4.3 Returns on Surplus

                                                                6.2.3.4.4 Portfolio Allocation (Between Bonds, Shares, Real Estate & Between Public Sector Bonds & Private Sector Bonds)

                                                                6.2.3.4.5 Average Real Net Investment Return, by Type of Insurer

                                6.2.4 Malpractice Insurance Policy & Directors' & Officers' Insurance Policy

                                                6.2.4.1 Market Size (USD million)

                                                6.2.4.2 Total Direct Premiums (USD billion), Historical and Future Trends

                                                6.2.4.3 Claims Payments (USD billion), Historical and Future Trends

                                                6.2.4.4 Capital Structure

                                                                6.2.4.4.1 Investment Income

                                                                6.2.4.4.2 Net Income & Return on Equity

                                                                6.2.4.4.3 Returns on Surplus

                                                                6.2.4.4.4 Portfolio Allocation (Between Bonds, Shares, Real Estate & Between Public Sector Bonds & Private Sector Bonds)

                                                                6.2.4.4.5 Average Real Net Investment Return, by Type of Insurer

7. Peru Competition Profiling

                7.1 Bilateral or Domestic Insurance Associations of Note

                7.2 Market Share Analysis

                                7.2.1 P&C Overall

                                7.2.2 Cyber Risk

                7.3 Key Player Profiles

                                7.3.1 Industry Vertical, Position in the Value Chain, Market Demand Generating Factors)

                                7.3.2 Net Income

                                7.3.3 Strategies for Operation (Includes Innovations and Disruptions of note)

                                7.3.4 M&A

                                7.3.5 Country of Operation

                7.4 Companies Covered (Not-Exhaustive)

                                7.4.1 Berkshire Hathaway

                                7.4.2 AXA

                                7.4.3 Allianz

                                7.4.4 Japan Post Holdings

                                7.4.5 Assicurazioni Generali

                                7.4.6 Prudential Plc

                                7.4.7 China Life Insurance

                                7.4.8 Ping An Insurance

                                7.4.9 Legal & General Group

                                7.4.10 Munich Re

                                7.4.11 Cyence

                                7.4.12 Lemonade

                                7.4.13 Oscar

                                7.4.14 PolicyGenius

                                7.4.15 Safeshare

                                7.4.16 SimpleSurance

                                7.4.17 SynerScope

                                7.4.18 Trov

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